Hassle-free Personal Loans Made for You!

Get quick funds to cover expenses, fulfill dreams, or manage emergencies with ease

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Personal Loan

Loan Visual
Quick Approval
Instant Disbursal
Trusted & Secure
Expert Support
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What is Personal Loan?

Need extra funds for personal expenses like a wedding, medical emergency, or a dream vacation?

Don’t worry, you can apply for a Personal Loan with CreditSea and get the financial support you need quickly and hassle-free.

Whether it’s managing unexpected expenses, consolidating debt, or funding your next big goal get instant access to funds.

Take control of your finances without compromise!

Interest Rates in India

CreditSea offers Personal loan at attractive interest rates starting from 14% p.a. However, the final interest rate offered depends on your eligibility.

Up to 4%

Processing Fee

Up to ₹2 lakhs

Loan Amount

Up to 36 Months

Loan Tenure

3 Easy Steps to Get a Loan

Solve all your money-related problems

Apply Online

Fill out a quick application form with your basic personal and financial details. No paperwork needed.

Get Express Approval

Once your details are reviewed, CreditSea will instantly share your loan offer for approval.

Receive Funds Promptly

Accept the offer and get the loan amount credited to your bank account within minutes.

Eligibility Criteria

Age
Between 21 and 55 years
Monthly Income
₹18,000 (Metro) and ₹15,000 (Non-metro)
Nationality
Must be a Resident Indian Citizen
Work Experience
At least 1 year in current job/profession

Loan EMI Calculator

Plan and Understand Your Loan!

Loan Amount

Rs.

Interest (In Months)

%

Tenure

Months

Loan Amount selected

₹10000

EMI

₹10500

Total Interest

₹500

Total Amount

₹10500

Other Loan Products

No matter what your requirement is, use CreditSea's loan products to fulfill all your needs.

Car Loan

Buy your dream car with flexible EMI options

Bike Loan

Own a two-wheeler with easy & fast financing

Personal Loan

For weddings, emergencies, or any personal need

Travel Loan

Plan holidays or business trips with instant funds

Laptop Loan

Get the latest laptop with zero upfront cost

Business Loan

Support your startup or expand operations quickly

Home Loan

Buy or renovate your home with affordable rates

Loan Against Property

Unlock funds using your commercial property

Loan Against Securities

Get a loan while holding onto your investments

Instant Personal Loan

Money in minutes with minimal documentation

Credit Builder Loan

Improve your credit score with structured payments

Mobile Loan

Get the latest smartphone with easy financing

Marriage Loan

Make your special day memorable with wedding financing

Frequently Asked Questions

General Questions

CreditSea is a digital lending platform that provides instant personal loans and credit builder loans to help manage expenses and enhance credit scores.
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INNOTECH CREDITSEA PLATFORMS PRIVATE LIMITED

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Contact Us

SO-11, 3rd Floor, Magneto Offizo Magneto The Mall, Telibandha, Raipur, C.G. – 492001

+91 8827973499

help@creditsea.com

Grievance Officer Details

Mr. Romel Kumar

+91 9589393499

romelkumar@creditsea.com

Special Purpose Loans

Calculators

Personal Loan by Amount

Personal Loan by Salary

Loan by Location

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